Impulse Spending Tool
Created by Money Coach Teddy
Use this tool with a specific purchase in mind (item, service, subscription, etc.) to help you pause before impulsive buys. Whether it's $5 or $5,000, this tool helps you gain clarity with your spending and align your purchases with your goals.
Have I thought about this purchase for at least two weeks?
Does this solve a problem that I genuinely notice?
Is this the most cost-effective way to obtain this item/service?
Will my life be significantly impacted if I wait one month to buy it?
Would you rather have the item/service or the value of it in cash?
Is this a want or a need?
Do I already have an alternative item/service that serves the same need?
Ready to take control of your spending?
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